Platinum Credit Card
Save money + build credit
This card offers a perfect starting point
Whether you’re a student, recent graduate, or someone aiming to improve their credit score, this card offers a perfect starting point. Enjoy the peace of mind that comes with a manageable credit limit, no annual fee, and a range of benefits, including comprehensive fraud protection. Take the first step towards financial empowerment with this accessible and responsible credit solution.
Low Rate Balance Transfer
You don’t have to choose between reducing your credit card debt and using your credit card for everyday purchases. Transfer your existing balances from another card to an Addition Financial credit card.
Save Money + Build Credit
The low annual percentage rate (APR) on the Platinum credit card helps you save money on your monthly payments so you can owe less and do more.
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No annual fee, balance transfer fee, or cash advance fee
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Low variable rates that save you money
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Automatically enrolled in fraud alerts with free fraud monitoring
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3% foreign transaction fee
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Added protection with optional Payment Protection
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Zero Liability fraud protection from Visa*
*The VISA Zero Liability policy does not apply to ATM transactions, PIN transactions not processed by VISA, or certain commercial card transactions. Notify us promptly of any unauthorized use.
Payment Protection
The most secure way to pay
Credit Card Disclosures
Credit Card Guides
Why Addition Financial?
No Annual Fee
Enjoy more credit card benefits without paying extra.
Free Balance Transfers
Moving your balance to a better credit card doesn’t cost a thing.
24/7 Convenience
Manage your account completely online.
A better rate is waiting for you
Take advantage of Addition Financial’s lowest credit card interest rates with a Platinum Low Rate Visa.
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1Review eligibility
Anyone who lives, works, worships, or attends school in select counties may join. View our "Become a Member" page for full eligibility.
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2Complete loan application
When you’re ready, complete the online application or visit your branch to apply in person.
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3Get your credit card
Receive your card and start making your everyday purchases.
Get your learn on
Think of us as your personal financial guru, partner and coach for wherever life’s journey takes you. To help you live your best life, we offer money management tools, financial literacy seminars and expert advice that’s easy to understand. Start making every moment (and every penny) count.
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
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