No credit? Limited credit? No problem.
The Pathway Credit Card is for Addition Financial (AFCU) members who have been banking with AFCU for at least six months and are over the age of 18, and who have no credit or a limited credit history.¹ With the Pathway Credit Card, you can focus on building your credit and developing healthy spending habits.
How it works:
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Open a qualifying checking account with at least a $100 monthly direct deposit.
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Apply for the Pathway Credit Card.
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Once approved: $250 will be secured from your savings or money market account; $1,750 will be unsecured for a total credit limit of $2,000.
Benefits Include:
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No annual fee
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No cash advance fee
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No balance transfer fee²
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$2,000 credit limit
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3% Foreign transaction fee
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VISA® Zero Liability³ - to protect you against fraud
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Optional Credit Life and Disability Insurance coverage