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Auto Loan Refinance

Save money. Keep enjoying the ride.

When everything you love is asleep in the back seat, the last thing you want to worry about is your payment.
Apply now

Save money on your auto loan

Whether you’re looking for a no-frills auto loan or one that comes loaded with options, Addition Financial is your best choice for refinancing your current auto loan. Our easy application process and quick approval decisions help you lower your monthly payments or save you money on interest.

  • Maximum term up to 84 months, based on the amount financed, model year, and credit score
  • Financing available up to 125% of the MSRP/JD Power retail value based on credit score
  • Extended vehicle warranty available
  • GAP coverage available
  • Payment protection products available
  • Proof of insurance is required
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Book an appointment and skip the line!

When you book at appointment online, you won't have to wait in the lobby to talk to one of our representatives. Plan ahead for a date and time that works for you, at a location that's close by. One of our agents will be ready to speak with you at the time you booked.
Book an Appointment

GAP Coverage

Don’t let a wrecked vehicle wreck your finances. Guaranteed Asset Protection (GAP) is a great way to protect your finances if the value of your vehicle is less than the amount of your car loan.
Learn more about GAP

Collateral Protection Insurance

In the event a borrower does not provide proof of insurance, Collateral Protection Insurance will be issued through Addition Financial’s insurance program.
Learn more about CPI

Related Articles

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How to Refinance a Car Loan in 5 Steps
If your financial circumstances have changed or interest rates have gone down since you bought your car you may want to consider refinancing your car loan. Here are five steps that explain how to refinance a car loan.
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5 Best Auto Loan Goals When Refinancing
At Addition Financial, we spend a lot of time with our members to ensure they understand how to improve their finances. That’s why we’ve put together these five top goals when refinancing to help you as you shop for a loan.
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When Does it Make Sense to Refinance My Auto Loan?
When does it make sense to refinance my auto loan? That’s an important question to ask. You don’t want to refinance an auto loan unless it’s worthwhile to do so. Let’s talk about when it makes sense.
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Start saving today

Lower your monthly payments or save money on interest.

 

  1. 1
    Join us!

    If you aren't already a member of Addition Financial, step one is to join the credit union. We offer a lot of benefits to our members in addition to saving money.

  2. 2
    Complete the simple loan application.

    When you're ready, complete the application online or visit a branch to apply in person.

  3. 3
    Enjoy your lower rate.

    Now, that was pretty easy, right?

Apply Now