Why Addition Financial?
Addition Financial helps our members make every moment and every penny count. From simple everyday money management to planning, saving and financing for their long-term goals, we’ve got the tools and know-how that give them the power to accomplish their goals. And, as a member-owned, not-for-profit financial cooperative, our profits don’t go toward lining some investor’s pocket, they go toward making our members' lives better with more dividends, fewer fees and powerful tools.
- Down payment assistance for first-time homebuyers
- Competitive private mortgage insurance (PMI) rates.
- No pre-payment penalties.
- Keep your money local. We donate our time and money to the schools and students in your communities through scholarships, classroom renovations, and high school career development.
We've got first-time homebuyers covered
Current Rates
Below are just a few of our low home loan rates. Check out the rest of our rates on the Rates page.
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The First-Time Homebuyer's Guide to Mortgages
Everything your client's need to know about applying for a mortgage as a first-time homebuyer. Plus more helpful content to prepare them for the process of buying a house.
Once you fill out the form below you will begin receiving helpful home buying resources that you can share with your clients starting with our first-time homebuyer's guide.