Special interest rates, as low as 7.50% APR1, for a limited time!
(The variable APR is based on the Prime rate minus a margin of 1.00%, not to exceed 18.00%. APR accurate as of 4/15/2024.)
Special interest rates, as low as 7.5% APR*, for a limited time!
An Addition Financial Home Equity Line of Credit (HELOC) can be the key to unlocking your financial freedom. 🔑
Our HELOC program offers rates as low as 7.50%, giving you the power to consolidate your high interest debt – and potentially save thousands of dollars in future interest payments!2 Plus, you'll enjoy the flexibility of a revolving line of credit, allowing you to access funds whenever you need them for however you need them.
- Save Money: You’ll save money by no longer making high interest payments on your debt, if you choose to use your HELOC funds for that.
- Save Time: We make it easy to make payments. By opening a HELOC and paying off your debt, you only have one payment to make each month in one place.
- Financial Flexibility: Access your funds anytime — and use those funds on anything, including high interest debt, home improvement, special purchases and more.
- Trusted Partners: Whether you’re in a branch, on the phone or online, our team of experts are ready to assist and answer your questions.
Home Equity Line of Credit Calculator
Use this calculator to see if you might qualify for a home equity line of credit from Addition Financial before applying.
Plus, find out what your monthly payments would look like during the repayment period.
More information about HELOCs
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Debt Consolidation 101: How to Decide Between Refinancing & HELOC
Are you wondering what you can do to pay off your debt with a lower interest rate than what you have now?
Use your biggest asset as more than a place to live.
Take advantage of the equity you’ve built up in your home and borrow against that money for other purposes now or in the future.
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Current Rates
Explore our competitive rates, ensuring you get the best value for your investment. Take control of your finances with our competitive HELOC rates, tailored to support your financial needs.
1APR=Annual Percentage Rate. Rate accurate as of 04/15/2024. Home Equity Line of Credit is a variable rate line loan subject to credit approval. HELOC variable rate based on Wall Street Journal Prime Rate. Rate shown as low as 7.50% APR includes a 1% discount available to borrowers with excellent credit score. Not all applicants will qualify. CLTV (combined loan-to-value) ratio and loan amount restrictions apply. Floor rate 3.25%. Maximum of 18.00% APR. Minimum loan amount $10,000. Homeowners/property insurance is required. Flood insurance may be required. Closing cost and fees apply. Consult your tax advisor regarding deducting interest and charges. Limited time offer and rate is subject to change without notice. Membership eligibility apply. Borrow $50,000 at 7.50% APR of up to 60% LTV will be an estimated monthly payment of $463.51. Contact a Credit Union Loan Officer for more information.
2Potential savings based on the current interest rates of your unsecured debt, such as credit cards and personal loans.
